Andrew Toyota's Finance Department
GAP Protection
Guaranteed Auto Protection (GAP) Program provides retail or lease customers with one very significant benefit - peace of mind. This peace of mind comes from knowing that you and your family are protected from the burden of an unexpected financial obligation if your vehicle is declared a total loss.
The primary auto insurance settlement is generally based on market value of the vehicle. This amount may be substantially less than the balance due on the vehicle. GAP program pays the difference between the retail/lease contract and your vehicle's market value.